:root {
    --navy: #0D1F3C;
    --navy-mid: #1A3460;
    --navy-light: #2A4A7F;
    --gold: #B8963E;
    --gold-light: #D4AF5A;
    --gray-dark: #2C3444;
    --gray-mid: #4A5568;
    --gray-light: #E8ECF4;
    --gray-bg: #F4F6FA;
    --white: #FFFFFF;
    --success: #2D7D46;
    --warn: #C0392B;
    --border: rgba(13,31,60,0.12);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }

  body {
    font-family: 'Noto Sans JP', sans-serif;
    background: var(--white);
    color: var(--gray-dark);
    line-height: 1.7;
    font-size: 15px;
    padding-bottom: 90px;
  }

  /* ===== PR表記 ===== */
  .pr-bar {
    background: #f0f0f0;
    text-align: right;
    padding: 4px 20px;
    font-size: 12px;
    color: #999;
    letter-spacing: 0.05em;
  }

  /* ===== HEADER ===== */
  header {
    background: var(--navy);
    padding: 14px 40px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    box-shadow: 0 2px 20px rgba(0,0,0,0.3);
  }

  .logo {
    font-family: 'Noto Serif JP', serif;
    color: var(--white);
    font-size: 17px;
    font-weight: 700;
    letter-spacing: 0.02em;
  }
  .logo span { color: var(--gold-light); }

  .header-cta {
    background: linear-gradient(180deg, #D4AF5A 0%, #9A7825 100%);
    color: var(--white);
    border: none;
    padding: 10px 28px;
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.06em;
    cursor: pointer;
    transition: all 0.2s;
    text-decoration: none;
    box-shadow: 0 4px 10px rgba(150,110,30,0.45), inset 0 1px 0 rgba(255,255,255,0.22);
  }
  .header-cta:hover {
    background: linear-gradient(180deg, #DEB85F 0%, #A88530 100%);
    transform: translateY(-1px);
    box-shadow: 0 6px 16px rgba(150,110,30,0.5), inset 0 1px 0 rgba(255,255,255,0.22);
  }
  .header-cta:active {
    transform: translateY(1px);
    box-shadow: 0 2px 5px rgba(150,110,30,0.35), inset 0 2px 4px rgba(0,0,0,0.12);
  }

  /* ===== HERO ===== */
  .hero {
    background: var(--white);
    border-bottom: 2px solid var(--border);
    padding: 0 40px 60px;
    position: relative;
    overflow: hidden;
  }
  .hero::before {
    content: '';
    position: absolute;
    top: -80px; right: -80px;
    width: 440px; height: 440px;
    border: 1px solid rgba(13,31,60,0.05);
    border-radius: 50%;
  }
  .hero::after {
    content: '';
    position: absolute;
    bottom: -60px; left: -40px;
    width: 300px; height: 300px;
    background: radial-gradient(circle, rgba(184,150,62,0.04) 0%, transparent 70%);
    border-radius: 50%;
  }
  .hero-inner { max-width: 1000px; margin: 0 auto; position: relative; z-index: 1; }

  .hero-meta {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 22px;
  }
  .hero-badge {
    display: inline-block;
    background: rgba(184,150,62,0.1);
    border: 1px solid var(--gold);
    color: var(--gold);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.12em;
    padding: 4px 14px;
  }
  .hero-update {
    color: var(--gray-mid);
    font-size: 12px;
    letter-spacing: 0.06em;
  }

  .hero h1 {
    font-family: 'Noto Sans JP', sans-serif;
    color: var(--navy);
    font-size: clamp(24px, 3.8vw, 42px);
    font-weight: 700;
    line-height: 1.5;
    margin-bottom: 18px;
    letter-spacing: 0.02em;
  }
  .hero h1 em {
    font-style: normal;
    color: var(--gold);
  }

  .hero-sub {
    color: var(--gray-mid);
    font-size: 14px;
    margin-bottom: 36px;
    font-weight: 400;
    line-height: 1.9;
  }

  /* TOP5 クイック比較（ヒーロー内） */
  .hero-quick-table {
    background: var(--gray-bg);
    overflow-x: auto;
    margin-bottom: 32px;
  }

  .hero-quick-table table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    min-width: 640px;
  }
  .hero-quick-table th:first-child,
  .hero-quick-table tbody td:first-child { border-left: 1px solid var(--border); }
  .hero-quick-table th:last-child,
  .hero-quick-table tbody td:last-child { border-right: 1px solid var(--border); }

  .hero-quick-table th {
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    background: var(--navy);
    padding: 10px 16px;
    text-align: center;
    font-size: 13px;
    font-weight: 700;
    color: rgba(255,255,255,0.65);
    letter-spacing: 0.05em;
    white-space: nowrap;
  }

  .hero-quick-table th.highlight { color: var(--gold-light); background: linear-gradient(rgba(184,150,62,0.18), rgba(184,150,62,0.18)), var(--navy); }

  .hero-quick-table td {
    padding: 12px 16px;
    text-align: center;
    font-size: 13px;
    color: var(--gray-dark);
    border-bottom: 1px solid var(--border);
    white-space: nowrap;
    background: var(--white);
  }
  .hero-quick-table td.highlight {
    background: #FFF8E7;
    color: var(--navy);
    font-weight: 700;
  }
  .hero-quick-table td .rate {
    color: var(--gold);
    font-size: 15px;
    font-weight: 700;
  }
  .hero-quick-table .cp-badge {
    display: inline-block;
    background: var(--gold);
    color: white;
    font-size: 12px;
    font-weight: 700;
    padding: 2px 6px;
    margin-top: 4px;
    letter-spacing: 0.05em;
  }

  .hero-cta-group { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }

  .btn-primary {
    background: linear-gradient(180deg, #D4AF5A 0%, #9A7825 100%);
    color: var(--white);
    border: none;
    padding: 15px 40px;
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 15px;
    font-weight: 700;
    letter-spacing: 0.08em;
    cursor: pointer;
    transition: all 0.2s;
    text-decoration: none;
    display: inline-block;
    box-shadow: 0 2px 8px rgba(150,110,30,0.2), inset 0 1px 0 rgba(255,255,255,0.15);
  }
  .btn-primary:hover {
    background: linear-gradient(180deg, #DEB85F 0%, #A88530 100%);
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(150,110,30,0.5), inset 0 1px 0 rgba(255,255,255,0.22);
  }
  .btn-primary:active {
    transform: translateY(1px);
    box-shadow: 0 2px 5px rgba(150,110,30,0.35), inset 0 2px 4px rgba(0,0,0,0.12);
  }

  .btn-ghost {
    color: var(--navy-light);
    font-size: 13px;
    text-decoration: underline;
    cursor: pointer;
    background: none;
    border: none;
  }

  /* ===== SECTION COMMON ===== */
  section { padding: 64px 40px; }
  .section-inner { max-width: 1000px; margin: 0 auto; }

  .section-label {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.22em;
    color: var(--gold);
    text-transform: uppercase;
    margin-bottom: 8px;
    display: block;
  }
  .section-title {
    font-family: 'Noto Sans JP', sans-serif;
    font-size: clamp(24px, 3.2vw, 38px);
    font-weight: 700;
    color: var(--navy);
    line-height: 1.45;
    margin-bottom: 14px;
    letter-spacing: 0.02em;
  }
  .section-desc {
    color: var(--gray-mid);
    font-size: 14px;
    margin-bottom: 40px;
    line-height: 1.85;
  }

  /* ===== MERIT ===== */
  .merit-section { background: #FFFEF5; }

  /* ===== PICKUP (オルタナバンク推し) ===== */
  .pickup-section { background: var(--gray-bg); }

  .pickup-card {
    background: var(--white);
    border: 2px solid var(--gold);
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 0;
    overflow: hidden;
  }

  .pickup-left {
    background: var(--navy);
    padding: 36px 28px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
  }

  .pickup-rank {
    font-family: 'DM Serif Display', serif;
    font-size: 12px;
    letter-spacing: 0.2em;
    color: var(--gold-light);
    margin-bottom: 8px;
    text-transform: uppercase;
  }
  .pickup-logo-box {
    background: var(--white);
    border: 1px solid rgba(184,150,62,0.3);
    padding: 20px 24px;
    margin-bottom: 16px;
    width: 100%;
  }
  .pickup-logo-box .company-name {
    font-family: 'Noto Serif JP', serif;
    font-size: 18px;
    font-weight: 700;
    color: var(--white);
    letter-spacing: 0.04em;
  }
  .pickup-logo-box .company-sub {
    font-size: 12px;
    color: var(--navy);
    margin-top: 4px;
    letter-spacing: 0.08em;
  }

  .pickup-stats {
    display: flex;
    flex-direction: column;
    gap: 10px;
    width: 100%;
  }
  .pickup-stat {
    background: rgba(184,150,62,0.12);
    border-left: 2px solid var(--gold);
    padding: 8px 12px;
    text-align: left;
  }
  .pickup-stat .key { font-size: 12px; color: rgba(255,255,255,0.5); letter-spacing: 0.08em; }
  .pickup-stat .val { font-size: 15px; font-weight: 700; color: var(--gold-light); margin-top: 2px; }

  .pickup-right {
    padding: 36px 40px;
  }

  .pickup-right h3 {
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 21px;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 16px;
    line-height: 1.5;
  }

  .pickup-right h3 em {
    font-style: normal;
    color: var(--gold);
  }

  .pickup-points {
    list-style: none;
    margin-bottom: 24px;
  }
  .pickup-points li {
    padding: 10px 0;
    border-bottom: 1px solid var(--border);
    font-size: 14px;
    display: flex;
    gap: 10px;
    align-items: flex-start;
  }
  .pickup-points li:last-child { border-bottom: none; }
  .pickup-points .check {
    width: 20px; height: 20px;
    background: var(--success);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 12px;
    font-weight: 700;
    flex-shrink: 0;
    margin-top: 2px;
  }

  .pickup-cp {
    background: linear-gradient(to right, #FFF8E7, #FFFEF5);
    border: 1px solid #E8C97A;
    border-left: 4px solid var(--gold);
    padding: 14px 20px;
    margin-bottom: 20px;
    font-size: 14px;
    color: #7A5C10;
  }
  .pickup-cp strong { color: var(--warn); font-size: 16px; }

  .pickup-cta {
    display: flex;
    gap: 12px;
    align-items: center;
  }

  .btn-navy {
    background: linear-gradient(180deg, #E2493A 0%, #B83228 100%);
    color: var(--white);
    border: none;
    padding: 14px 36px;
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: 0.08em;
    cursor: pointer;
    transition: all 0.2s;
    text-decoration: none;
    display: inline-block;
    text-align: center;
  }
  .btn-navy:hover { background: linear-gradient(180deg, #E85F52 0%, #C43830 100%); }

  .pickup-cta-note { font-size: 12px; color: var(--gray-mid); }

  /* ===== CATEGORY SECTION ===== */
  .category-section { background: var(--white); }

  .category-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-bottom: 40px;
  }

  .category-card {
    border: 1px solid var(--border);
    overflow: hidden;
  }

  .category-header {
    background: var(--navy);
    padding: 16px 20px;
    display: flex;
    align-items: center;
    gap: 12px;
  }

  .category-num {
    width: 28px; height: 28px;
    border: 1px solid var(--gold);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-family: 'DM Serif Display', serif;
    font-size: 14px;
    color: var(--gold-light);
    flex-shrink: 0;
  }

  .category-header h3 {
    font-size: 14px;
    font-weight: 700;
    color: var(--white);
    line-height: 1.4;
  }
  .category-header h3 small {
    display: block;
    font-size: 12px;
    font-weight: 400;
    color: rgba(255,255,255,0.5);
    margin-top: 2px;
    letter-spacing: 0.06em;
  }

  .category-body {
    padding: 20px;
    background: var(--white);
  }

  .category-body p {
    font-size: 13px;
    color: var(--gray-dark);
    line-height: 1.8;
    margin-bottom: 14px;
  }

  .category-tag {
    display: inline-block;
    background: var(--gray-bg);
    border: 1px solid var(--border);
    padding: 4px 10px;
    font-size: 12px;
    color: var(--navy);
    font-weight: 700;
    margin-right: 4px;
    margin-bottom: 4px;
  }

  /* ===== FILTER + TABLE ===== */
  .compare-section { background: var(--gray-bg); }

  .filter-bar {
    background: var(--white);
    border: 1px solid var(--border);
    padding: 20px 24px;
    margin-bottom: 28px;
    display: flex;
    gap: 16px;
    align-items: flex-end;
    flex-wrap: wrap;
  }

  .filter-group {
    display: flex;
    flex-direction: column;
    gap: 5px;
  }
  .filter-group label {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.12em;
    color: var(--gray-mid);
    text-transform: uppercase;
  }
  .filter-group select {
    border: 1px solid var(--border);
    background: var(--white);
    padding: 8px 32px 8px 12px;
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 13px;
    color: var(--gray-dark);
    appearance: none;
    cursor: pointer;
    min-width: 150px;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236B7489' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 10px center;
  }
  .filter-btn {
    background: var(--navy);
    color: var(--white);
    border: none;
    padding: 9px 24px;
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.08em;
    cursor: pointer;
    transition: background 0.2s;
  }
  .filter-btn:hover { background: var(--navy-light); }

  /* ===== FULL COMPARE TABLE ===== */
  .full-table-wrap { overflow-x: auto; }

  .full-table {
    width: 100%;
    border-collapse: collapse;
    min-width: 760px;
    background: var(--white);
    border: 1px solid var(--border);
    table-layout: fixed;
  }

  .full-table thead tr { background: var(--navy); }
.full-table thead th {
    padding: 14px 18px;
    text-align: center;
    color: rgba(255,255,255,0.6);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.08em;
    white-space: nowrap;
  }
  .full-table thead th:first-child {
    text-align: left;
    width: 14%;
    background: rgba(0,0,0,0.2);
  }
  .full-table thead th:not(:first-child) {
    width: 17.2%;
  }
  .full-table thead th.hl { color: var(--gold-light); background: rgba(184,150,62,0.18); }

  .full-table tbody tr { border-bottom: 1px solid var(--border); transition: background 0.12s; }
  .full-table tbody tr:hover { background: #f9fafd; }
  .full-table tbody tr:last-child { border-bottom: none; }

  .full-table td {
    padding: 14px 18px;
    text-align: center;
    font-size: 13px;
    vertical-align: middle;
  }
  .full-table td.row-label {
    text-align: left;
    font-weight: 700;
    font-size: 12px;
    color: var(--navy);
    background: var(--gray-bg);
    border-right: 1px solid var(--border);
    white-space: nowrap;
  }
  .full-table td.hl {
    background: rgba(184,150,62,0.05);
    font-weight: 600;
  }

  .badge-best {
    display: inline-block;
    background: var(--gold);
    color: white;
    font-size: 12px;
    font-weight: 700;
    padding: 2px 7px;
    letter-spacing: 0.06em;
    vertical-align: middle;
    margin-left: 4px;
  }

  .ico-ok { color: var(--success); font-size: 17px; font-weight: 700; }
  .ico-no { color: var(--gray-mid); font-size: 16px; }
  .ico-rate { color: var(--gold); font-weight: 700; font-size: 15px; }

  .apply-btn {
    background: var(--gold);
    color: var(--white);
    border: none;
    padding: 8px 18px;
    font-size: 12px;
    font-weight: 700;
    font-family: 'Noto Sans JP', sans-serif;
    cursor: pointer;
    text-decoration: none;
    display: inline-block;
    letter-spacing: 0.06em;
    white-space: nowrap;
    transition: all 0.2s;
  }
  .apply-btn:hover { background: var(--gold-light); }
  .apply-btn.ghost {
    background: none;
    color: var(--gray-mid);
    border: 1px solid var(--border);
    font-weight: 400;
  }

  /* ===== チェックリスト ===== */
  .checklist-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-bottom: 16px;
  }

  /* ===== メインCTA（立体ブロックボタン） ===== */
  .apply-btn-main {
    background: linear-gradient(180deg, #D4AF5A 0%, #B08520 100%) !important;
    color: var(--white) !important;
    box-shadow: 0 5px 0 #7A5C10, inset 0 1px 0 rgba(255,255,255,0.25) !important;
    border: none !important;
    font-weight: 700 !important;
    letter-spacing: 0.06em;
    transform: translateY(0);
    transition: transform 0.1s, box-shadow 0.1s !important;
    margin-bottom: 5px;
  }
  .apply-btn-main:hover {
    background: linear-gradient(180deg, #DEB85F 0%, #C49530 100%) !important;
    transform: translateY(2px);
    box-shadow: 0 3px 0 #7A5C10, inset 0 1px 0 rgba(255,255,255,0.25) !important;
  }
  .apply-btn-main:active {
    transform: translateY(5px);
    box-shadow: 0 0px 0 #7A5C10 !important;
  }

  /* ===== サブCTA（立体ゴースト） ===== */
  .apply-btn-sub {
    background: var(--white) !important;
    color: var(--navy) !important;
    border: 2px solid var(--navy) !important;
    box-shadow: 0 3px 0 var(--navy) !important;
    font-weight: 700 !important;
    transition: all 0.15s !important;
  }
  .apply-btn-sub:hover {
    background: var(--navy) !important;
    color: var(--white) !important;
    transform: translateY(1px);
    box-shadow: 0 1px 0 var(--navy) !important;
  }

  /* ===== ヒーローバッジ（カード型） ===== */
  .hero-badges {
    display: flex;
    gap: 12px;
    margin: 24px 0 20px;
    flex-wrap: wrap;
  }
  .badge-card {
    background: var(--navy);
    border-radius: 16px;
    padding: 18px 20px 16px;
    position: relative;
    min-width: 96px;
    text-align: center;
  }
  .badge-card-tag {
    position: absolute;
    top: -13px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--gold);
    color: var(--white);
    font-size: 11px;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 20px;
    white-space: nowrap;
    letter-spacing: 0.04em;
  }
  .badge-card-main {
    color: var(--white);
    font-size: 15px;
    font-weight: 700;
    line-height: 1.5;
  }

  /* ===== ◎◯△ 強調 ===== */
  .hero-quick-table .eval-mark { font-size: 27px; }

  .eval-mark {
    display: inline-block;
    font-size: 22px;
    font-weight: 700;
    line-height: 1;
    -webkit-text-stroke: 2px currentColor;
  }

  /* ===== SP比較 折りたたみ ===== */
  .sp-compare-wrap { display: none; }
  .sp-compare-toggle {
    display: block;
    width: 100%;
    margin: 12px 0 0;
    padding: 14px 20px;
    background: var(--gray-bg);
    border: 2px solid var(--navy);
    color: var(--navy);
    font-size: 14px;
    font-weight: 700;
    font-family: 'Noto Sans JP', sans-serif;
    cursor: pointer;
    letter-spacing: 0.04em;
    text-align: center;
  }
  .sp-toggle-arrow { margin-left: 8px; }
  .sp-compare-list .swipe-card {
    margin-bottom: 12px;
  }

  /* ===== 運営社情報フッター ===== */
  .site-footer {
    background: var(--navy);
    color: rgba(255,255,255,0.8);
    padding: 32px 24px 24px;
    margin-bottom: 80px;
  }
  .site-footer-inner {
    max-width: 800px;
    margin: 0 auto;
  }
  .site-footer-title {
    font-size: 13px;
    font-weight: 700;
    color: var(--gold-light);
    border-bottom: 1px solid rgba(255,255,255,0.15);
    padding-bottom: 8px;
    margin-bottom: 16px;
    letter-spacing: 0.06em;
  }
  .site-footer-dl { width: 100%; }
  .site-footer-row {
    display: flex;
    gap: 16px;
    padding: 6px 0;
    border-bottom: 1px solid rgba(255,255,255,0.07);
    font-size: 13px;
    line-height: 1.7;
  }
  .site-footer-row dt {
    min-width: 100px;
    color: rgba(255,255,255,0.5);
    flex-shrink: 0;
  }
  .site-footer-row dd { color: rgba(255,255,255,0.85); }

  /* ===== SWIPE (SP) ===== */
  .swipe-scroll {
    display: none;
    gap: 14px;
    overflow-x: auto;
    padding-bottom: 12px;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
  }
  .swipe-scroll::-webkit-scrollbar { display: none; }

  .swipe-card {
    min-width: 240px;
    background: var(--white);
    border: 1px solid var(--border);
    padding: 20px 18px;
    flex-shrink: 0;
  }
  .swipe-card.featured { border: 2px solid var(--gold); }
  .swipe-card-badge {
    background: var(--gold);
    color: white;
    font-size: 12px;
    font-weight: 700;
    padding: 3px 9px;
    letter-spacing: 0.1em;
    margin-bottom: 10px;
    display: inline-block;
  }
  .swipe-card h3 { font-size: 15px; color: var(--navy); font-weight: 700; margin-bottom: 14px; }
  .swipe-row { padding: 8px 0; border-bottom: 1px solid var(--border); display: flex; justify-content: space-between; }
  .swipe-row:last-of-type { border-bottom: none; }
  .swipe-row .k { font-size: 12px; color: var(--gray-mid); }
  .swipe-row .v { font-size: 13px; font-weight: 700; color: var(--navy); }
  .swipe-row .v.accent { color: var(--gold); }

  /* ===== FAQ ===== */
  .faq-section { background: var(--white); }
  .accordion-list { display: flex; flex-direction: column; gap: 2px; }
  .accordion-item { background: var(--gray-bg); border: 1px solid var(--border); overflow: hidden; }
  .accordion-trigger {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 22px;
    background: none;
    border: none;
    text-align: left;
    cursor: pointer;
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 14px;
    font-weight: 500;
    color: var(--navy);
    transition: background 0.15s;
    gap: 12px;
  }
  .accordion-trigger:hover { background: rgba(0,0,0,0.02); }
  .q-mark { font-family: 'DM Serif Display', serif; color: var(--gold); font-size: 20px; flex-shrink: 0; }
  .arrow { width: 18px; height: 18px; flex-shrink: 0; transition: transform 0.3s; color: var(--gray-mid); }
  .accordion-item.open .arrow { transform: rotate(180deg); }
  .accordion-body { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
  .accordion-item.open .accordion-body { max-height: 400px; }
  .accordion-body-inner {
    padding: 16px 22px 20px 52px;
    font-size: 13px;
    color: var(--gray-mid);
    line-height: 1.9;
    border-top: 1px solid var(--border);
    background: var(--white);
  }

  /* ===== FLOW ===== */
  .flow-section { background: var(--gray-bg); }
  .flow-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; position: relative; }
  .flow-steps::before {
    content: '';
    position: absolute;
    top: 34px; left: 12.5%; right: 12.5%;
    height: 2px;
    background: linear-gradient(to right, var(--navy), var(--gold));
  }
  .flow-step { text-align: center; padding: 0 14px; position: relative; }
  .flow-num {
    width: 68px; height: 68px;
    background: var(--navy);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 18px;
    position: relative; z-index: 1;
    border: 3px solid var(--white);
    box-shadow: 0 0 0 2px var(--navy);
  }
  .flow-step:last-child .flow-num { background: var(--gold); box-shadow: 0 0 0 2px var(--gold); }
  .flow-num span { font-family: 'DM Serif Display', serif; font-size: 22px; color: var(--white); }
  .flow-step h3 { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
  .flow-step p { font-size: 12px; color: var(--gray-mid); line-height: 1.7; }
  .flow-caution {
    margin-top: 32px;
    background: #FFF8F0;
    border: 1px solid #E8C97A;
    border-left: 4px solid var(--gold);
    padding: 14px 22px;
    font-size: 13px;
    color: #7A5C10;
    line-height: 1.8;
  }
  .flow-caution strong { color: #5A3C00; }

  /* ===== CTA ===== */
  .cta-section {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
    text-align: center;
    position: relative;
    overflow: hidden;
  }
  .cta-section::before {
    content: '';
    position: absolute;
    top: -60px; left: -60px;
    width: 280px; height: 280px;
    border: 1px solid rgba(184,150,62,0.12);
    border-radius: 50%;
  }
  .cta-section h2 {
    font-family: 'Noto Serif JP', serif;
    color: var(--white);
    font-size: clamp(20px, 2.8vw, 34px);
    font-weight: 700;
    margin-bottom: 12px;
    position: relative;
  }
  .cta-section .cta-sub {
    color: rgba(255,255,255,0.6);
    font-size: 14px;
    margin-bottom: 36px;
    position: relative;
  }
  .cta-form {
    max-width: 420px;
    margin: 0 auto;
    position: relative;
  }
  .cta-form input[type="email"] {
    width: 100%;
    padding: 15px 18px;
    border: none;
    font-family: 'Noto Sans JP', sans-serif;
    font-size: 14px;
    margin-bottom: 10px;
    outline: none;
  }
  .cta-form .btn-primary { width: 100%; padding: 16px; font-size: 15px; letter-spacing: 0.1em; }
  .cta-note { color: rgba(255,255,255,0.38); font-size: 12px; margin-top: 14px; line-height: 1.7; }

  /* ===== DISCLAIMER / FOOTER ===== */
  .disclaimer {
    background: #0A1220;
    padding: 20px 40px;
    text-align: left;
  }
  .disclaimer p {
    color: rgba(255,255,255,0.85);
    font-size: 12px;
    line-height: 2;
    max-width: 820px;
    margin: 0 auto;
  }
  footer {
    background: #060E1C;
    padding: 28px 40px;
    text-align: center;
  }
  .footer-links {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-bottom: 14px;
    flex-wrap: wrap;
  }
  .footer-links a {
    color: rgba(255,255,255,0.3);
    text-decoration: none;
    font-size: 12px;
    letter-spacing: 0.06em;
  }
  .footer-links a:hover { color: rgba(255,255,255,0.55); }
  .footer-copy { color: rgba(255,255,255,0.18); font-size: 12px; letter-spacing: 0.06em; }

  /* SP専用改行（PCではインライン表示） */
  .sp-block { display: inline; }
  .sp-br { display: none; }
  .pc-only { display: block; }
  .sp-only { display: none !important; }

  /* シャインエフェクト */
  .btn-shine,
  .btn-primary,
  .btn-navy {
    position: relative;
    overflow: hidden;
  }
  .btn-shine::after,
  .btn-primary::after,
  .btn-navy::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -80%;
    width: 40%;
    height: 200%;
    background: linear-gradient(
      to right,
      rgba(255,255,255,0) 0%,
      rgba(255,255,255,0.10) 50%,
      rgba(255,255,255,0) 100%
    );
    transform: skewX(-20deg);
    animation: btn-shine 6s ease-in-out infinite;
  }
  @keyframes scroll-hint-move {
    0%, 100% { transform: translateX(0); }
    50%      { transform: translateX(-8px); }
  }
  .scroll-hint-text { animation: scroll-hint-move 1.4s ease-in-out infinite; font-weight: 700; }

  /* 比較テーブル外枠（王冠行を除く） */
  #quick-table-wrap::after {
    content: '';
    position: absolute;
    top: 42px; /* PC：王冠行の高さ */
    left: 0; right: 0; bottom: 0;
    border: 2px solid var(--navy);
    pointer-events: none;
    z-index: 2;
  }


  @keyframes btn-shine {
    0%   { left: -80%; }
    20%  { left: 130%; }
    100% { left: 130%; }
  }

  /* ===== PC FONT SIZE (+2px) ===== */
  @media (min-width: 769px) {
    body { font-size: 17px; }
    p { font-size: 16px; }
    td, th { font-size: 15px; }

    /* ヘッダー */
    .pr-bar { font-size: 14px; }
    .logo { font-size: 19px; }
    .header-cta { font-size: 15px; }

    /* ヒーロー */
    .hero-badge { font-size: 14px; }
    .hero-update { font-size: 14px; }
    .hero-sub { font-size: 16px; }
    .hero-quick-table small { font-size: 14px !important; }
    .hero-quick-table td .rate { font-size: 17px; }
    .hero-quick-table tbody td:first-child { font-size: 14px !important; }

    /* ボタン */
    .btn-primary { font-size: 17px; }
    .btn-ghost { font-size: 15px; }
    .apply-btn { font-size: 14px; }

    /* セクション共通 */
    .section-label { font-size: 16px; }
    .section-desc { font-size: 16px; }

    /* ピックアップ */
    .pickup-rank { font-size: 14px; }
    .pickup-logo-box .company-name { font-size: 20px; }
    .pickup-logo-box .company-sub { font-size: 12px; }
    .pickup-stat .key { font-size: 12px; }
    .pickup-stat .val { font-size: 17px; }
    .pickup-right h3 { font-size: 23px; }
    .pickup-points li { font-size: 16px; }
    .pickup-points .check { font-size: 14px; }
    .pickup-cp { font-size: 16px; }
    .pickup-cp strong { font-size: 18px; }
    .pickup-cta-note { font-size: 14px; }

    /* カテゴリ・テーブル */
    .ico-ok { font-size: 19px; }
    .ico-no { font-size: 18px; }
    .ico-rate { font-size: 17px; }
    .swipe-card h3 { font-size: 17px; }
    .swipe-row .k { font-size: 14px; }
    .swipe-row .v { font-size: 15px; }

    /* FAQ */
    .accordion-trigger { font-size: 16px; }
    .q-mark { font-size: 22px; }
    .accordion-body-inner { font-size: 15px; }

    /* フロー */
    .flow-step h3 { font-size: 16px; }
    .flow-step p { font-size: 14px; }
    .flow-caution { font-size: 15px; }

    /* CTA */
    .cta-section .cta-sub { font-size: 16px; }
    .cta-form input[type="email"] { font-size: 16px; }
    .cta-form .btn-primary { font-size: 17px; }
    .cta-note { font-size: 12px; }

    /* フッター・免責 */
    .disclaimer p { font-size: 12px; }
    .footer-links a { font-size: 14px; }
    .footer-copy { font-size: 12px; }

    /* フル比較テーブル */
    .full-table thead th { font-size: 14px; }
    .full-table td { font-size: 14px; }
    .full-table td.row-label { font-size: 14px; }
    .badge-best { font-size: 12px; }
  }

  /* ===== RESPONSIVE ===== */
  @media (max-width: 768px) {
    body { font-size: 18px; }
    p { font-size: 18px !important; }
    strong { font-size: 18px !important; }
    .pickup-stat .key { font-size: 14px !important; }
    .pickup-stat .val { font-size: 18px !important; }
    .hero-quick-table th { font-size: 14px !important; }
    .hero-quick-table td { font-size: 14px !important; }
    .hero-quick-table small { font-size: 13px !important; }
    .hero-quick-table .apply-btn { font-size: 13px !important; }
    header { 
      padding: 10px 16px; 
      flex-wrap: wrap;
    }
    header > div:first-child {
      flex-wrap: wrap;
      gap: 8px !important;
    }
    header > div:first-child > div {
      padding: 6px 14px !important;
    }
    header img {
      height: 22px !important;
    }
    .header-cta {
      padding: 8px 20px;
      font-size: 14px;
    }

    .hero { padding: 0 0 36px; }
    #quick-table-wrap { padding: 0 16px; }
    #quick-table-wrap::after { top: 36px; left: 16px; right: 16px; }
    .hero h1 { font-size: 29px !important; line-height: 1.5; }
    .hero-sub { font-size: 18px; }
    .hero-stats { gap: 20px; }
    .stat-num { font-size: 30px; }

    /* SP専用改行 */
    .sp-block { display: block; }
    .sp-br { display: inline; }
    .pc-only { display: none !important; }
    .sp-only { display: block !important; }
    span.sp-only { display: inline-flex !important; }
    .king-img { height: 20px !important; }
    .hero-quick-table th:first-child,
    .hero-quick-table tbody td:first-child { width: 56px; }
    .checklist-grid { grid-template-columns: 1fr !important; }
    .checklist-item { margin-bottom: 16px; }

    section { padding: 40px 16px; }
    .section-title { font-size: 32px !important; }
    .section-desc { font-size: 18px; }
    
    .category-grid { grid-template-columns: 1fr; gap: 16px; }
    .category-header h3 { font-size: 20px; }
    .category-header h3 small { font-size: 13px; }
    .category-body p { font-size: 18px; }
    .category-tag { font-size: 13px; }
    
    .pickup-card { 
      grid-template-columns: 1fr; 
      gap: 0;
    }
    .pickup-left { padding: 24px 18px; }
    .pickup-right { padding: 24px 18px; }
    .pickup-banner { max-width: none !important; }
    .pickup-right h3 { font-size: 20px; }
    .pickup-points li { font-size: 18px; padding: 8px 0; }
    
    /* メリットセクション */
    .merit-section > .section-inner > div {
      grid-template-columns: 1fr !important;
      gap: 12px !important;
    }
    .merit-body {
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.35s ease;
    }
    .merit-card.merit-open .merit-body {
      max-height: 600px;
    }
    .merit-toggle-icon {
      display: inline !important;
      transition: transform 0.3s ease;
      font-size: 28px !important;
    }
    .merit-card.merit-open .merit-toggle-icon {
      transform: rotate(45deg);
    }

    .merit-section > .section-inner > div > div h3 {
      font-size: 20px !important;
    }
    .merit-section > .section-inner > div > div p {
      font-size: 18px !important;
    }
    
    /* AUM成長倍率セクション */
    .pickup-section > .section-inner > div:nth-child(4) h3 {
      font-size: 20px !important;
    }
    .pickup-section > .section-inner > div:nth-child(4) h3 span {
      font-size: 18px !important;
      display: block;
      margin-top: 8px;
      margin-left: 0 !important;
    }
    .pickup-section > .section-inner > div:nth-child(4) > div:first-of-type {
      padding: 20px 16px !important;
    }
    .pickup-section > .section-inner > div:nth-child(4) > div:last-of-type {
      padding: 16px 18px !important;
    }
    .pickup-section > .section-inner > div:nth-child(4) > div:last-of-type p {
      font-size: 18px !important;
    }
    
    /* フィルターバー */
    .filter-bar { 
      flex-direction: column; 
      align-items: stretch; 
      padding: 16px 18px;
      gap: 12px;
    }
    .filter-group select {
      min-width: 100%;
    }
    
    .flow-steps { 
      grid-template-columns: 1fr; 
      gap: 20px; 
    }
    .flow-steps::before { display: none; }
    .flow-num { 
      width: 56px; 
      height: 56px; 
    }
    .flow-num span { font-size: 22px; }
    .flow-step h3 { font-size: 20px; }
    .flow-step p { font-size: 14px !important; }
    .flow-caution { font-size: 16px; }
    
    /* チェックリスト */
    .flow-section .section-inner > div:first-child {
      padding: 20px 18px !important;
    }
    .flow-section .section-inner > div:first-child > div:nth-child(2) {
      grid-template-columns: 1fr !important;
      gap: 16px !important;
    }
    
    /* FAQ下部の初心者応援プログラム */
    .beginner-program .ribbon {
      padding: 16px 20px !important;
      margin-bottom: 20px !important;
    }
    .beginner-program .ribbon h3 {
      font-size: 20px !important;
      letter-spacing: 0.04em !important;
    }
    .beginner-program .ribbon-left,
    .beginner-program .ribbon-right {
      display: none !important;
    }
    
    .beginner-program .program-header {
      padding: 16px 20px !important;
    }
    .beginner-program .program-header h4 {
      font-size: 20px !important;
    }
    
    .beginner-program .program-content {
      grid-template-columns: 1fr !important;
      gap: 0 !important;
    }
    

    .beginner-program .program-left > div:nth-child(3) {
      font-size: 50px !important;
    }
    .beginner-program .program-left > div:nth-child(4) > div:nth-child(2) {
      font-size: 38px !important;
    }
    .beginner-program .program-left > div:nth-child(4) > div:nth-child(2) span {
      font-size: 26px !important;
    }
    .beginner-program .program-left > p {
      font-size: 12px !important;
      line-height: 1.5 !important;
    }
    

    .beginner-program .program-right > div:first-child p:first-child {
      font-size: 16px !important;
    }
    .beginner-program .program-right > div:first-child p:first-child strong {
      font-size: 18px !important;
    }
    .beginner-program .program-right > div:first-child p:nth-child(2) {
      font-size: 16px !important;
    }
    .beginner-program .program-right > div:nth-child(2) {
      padding: 16px 18px !important;
    }
    .beginner-program .program-right > div:nth-child(2) ul li {
      font-size: 16px !important;
      padding: 4px 0 !important;
    }
    .beginner-program .program-right > div:nth-child(2) p {
      font-size: 12px !important;
    }
    .beginner-program .program-right > div:nth-child(3) a {
      padding: 14px 24px !important;
      font-size: 16px !important;
    }
    
    .full-table-wrap { display: none; }
    .swipe-scroll { display: none; }
    .sp-compare-wrap { display: block; }
    .swipe-card { min-width: 270px; }
    .swipe-card h3 { font-size: 20px; }
    .swipe-row .k { font-size: 14px; }
    .swipe-row .v { font-size: 14px; }
    .swipe-row { flex-wrap: wrap; gap: 4px; }
    
    .accordion-trigger {
      padding: 14px 16px;
      font-size: 18px;
    }
    .accordion-body-inner {
      padding: 12px 16px 16px 40px;
      font-size: 14px;
    }
    
    .cta-section { padding: 48px 16px 80px; }
    .cta-section h2 { font-size: 32px !important; }
    .cta-form input { font-size: 18px; padding: 13px 16px; }
    
    footer { padding: 20px 16px; }
    footer > div:first-child { font-size: 16px; }
    .footer-links { gap: 16px; flex-direction: column; align-items: center; }
    
    .disclaimer { padding: 16px; }
    .disclaimer p { font-size: 12px !important; line-height: 1.8; }

    /* サブセクション上下margin統一 */
    .section-inner > div[style*="margin-top:56px"] {
      margin-top: 40px !important;
      margin-bottom: 40px !important;
    }

    /* SPコンテンツブロックのpadding統一 */
    .section-inner [style*="padding:32px 40px"],
    .section-inner [style*="padding:32px"] {
      padding: 20px 16px !important;
    }
    .section-inner [style*="padding:28px 32px"] {
      padding: 20px 16px !important;
    }
    .section-inner [style*="padding:20px 24px"] {
      padding: 16px !important;
    }

    /* お悩みカード：1列縦並び */
    .category-section .section-inner > div:first-of-type {
      grid-template-columns: 1fr !important;
    }

    /* 初心者プログラム：バナー縦積み */
    .program-left img {
      max-width: 320px;
      margin: 0 auto;
      display: block;
    }


    /* フローティングフッター */
    .footer-floating {
      padding: 8px 12px !important;
      flex-direction: row !important;
      gap: 8px !important;
      align-items: stretch !important;
    }
    .footer-floating > div {
      flex-direction: row !important;
      align-items: center !important;
      gap: 4px !important;
      text-align: center !important;
    }
    .footer-floating > div > div {
      white-space: normal !important;
      text-align: center !important;
    }
    .footer-floating > a {
      text-align: center;
      padding: 10px 12px !important;
      font-size: 12px !important;
      line-height: 1.5 !important;
      white-space: normal !important;
    }
  }